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We provide safe lending, without collateral, to help merchants achieve their business goals. As a direct lender, we provide many types of funding for nearly any issue you may confront, including:
24-Hour Funding - Sub-550 Credit - State or Federal Tax Lien - Bankruptcies - Up to $500,000 Credit Card Split Programs - ACH Programs Flex Pay - Daily and Weekly Programs - Custom-Built Financing
ABZ Funding, specializes in alternative financing options like amortized loan programs and revolving credit lines. We help small and medium-sized businesses get back on their feet.
We offer two types of amortized loan programs: Tier-1 and Tier-2. See the rates and requirements below to find out if these loan programs are right for you and your business.
We offer Tier-1 loan program services at rates ranging from 6-18%. Monthly payments are spread out over the course of up to five years.
To get a Tier-1 loan, you need a credit score of 620 or above, two years of business tax returns, one year of personal tax returns, your latest profit and loss statement, and your latest balance sheet. You must be running your business at a profit on paper.
Our state-of-the-art algorithms enable us to provide same-day approval for Tier-2 loan program services. Tier-2 rates range from 12-25%. You will be required to make daily or weekly payments for up to a year-and-a-half.
To be eligible for a Tier-2 loan, you must have a credit score of 550 or above, properly fill out the application, provide three months of business bank statements, and average more than two-to-three NSFs.
ABZ Funding offers revolving credit lines for up to one-and-a-half years. You must have a minimum credit score of 600, a properly filled out application, and three months of business bank statements.